/* NajdiKredit -- site styles
   Fonts load from the /assets/fonts/ folder next to this file. */

@font-face{font-family:'PT Serif';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/PTSerif-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+2018-201E,U+2020,U+2026,U+2122,U+2212;}
@font-face{font-family:'PT Serif';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/PTSerif-400-cyrillic.woff2') format('woff2');unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;}
@font-face{font-family:'PT Serif';font-style:normal;font-weight:700;font-display:swap;src:url('../fonts/PTSerif-700-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+2018-201E,U+2020,U+2026,U+2122,U+2212;}
@font-face{font-family:'PT Serif';font-style:normal;font-weight:700;font-display:swap;src:url('../fonts/PTSerif-700-cyrillic.woff2') format('woff2');unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;}
@font-face{font-family:'PT Mono';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/PTMono-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+2018-201E,U+2020,U+2026,U+2122,U+2212;}
@font-face{font-family:'PT Mono';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/PTMono-400-cyrillic.woff2') format('woff2');unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;}
@font-face{font-family:'PT Sans';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/PTSans-400-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+2018-201E,U+2020,U+2026,U+2122,U+2212;}
@font-face{font-family:'PT Sans';font-style:normal;font-weight:400;font-display:swap;src:url('../fonts/PTSans-400-cyrillic.woff2') format('woff2');unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;}
@font-face{font-family:'PT Sans';font-style:normal;font-weight:700;font-display:swap;src:url('../fonts/PTSans-700-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+2018-201E,U+2020,U+2026,U+2122,U+2212;}
@font-face{font-family:'PT Sans';font-style:normal;font-weight:700;font-display:swap;src:url('../fonts/PTSans-700-cyrillic.woff2') format('woff2');unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;}
@font-face{font-family:'Manrope';font-style:normal;font-weight:200 800;font-display:swap;src:url('../fonts/Manrope-var-latin.woff2') format('woff2');unicode-range:U+0000-00FF,U+2018-201E,U+2020,U+2026,U+2122,U+2212;}
@font-face{font-family:'Manrope';font-style:normal;font-weight:200 800;font-display:swap;src:url('../fonts/Manrope-var-cyrillic.woff2') format('woff2');unicode-range:U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116;}

:root{
  --ink:#122630;
  --ink-soft:#2A3B40;
  --paper:#FFFFFF;
  --paper-card:#FFFFFF;
  --header-bg:#F4F5F4;
  --header-ink:#122630;
  --header-ink-soft:#54707A;
  --pine:#026642;
  --pine-deep:#013D28;
  --pine-mid:#038552;
  --brass:#038552;
  --brass-strong:#026642;
  --line:rgba(2,102,66,0.14);
  --line-strong:rgba(2,102,66,0.26);
  --alert:#C1394B;
  --pine-warm:#2F5844;
  --pine-warm-mid:#4F7860;
  --mint:#9FE0C4;
  --shadow:0 1px 2px rgba(1,61,40,0.06),0 12px 28px -14px rgba(1,61,40,0.22);
  --radius:8px;
  --radius-lg:14px;
  --font-display:'Manrope','Segoe UI',Arial,sans-serif;
  --font-body:'Manrope','Segoe UI',Arial,sans-serif;
  --font-mono:'Manrope','Segoe UI',Arial,sans-serif;
}
/* This is a marketing/comparison site, not an app -- it stays on the light
   palette regardless of the visitor's OS theme (matches the reference: white
   header, white content sections, dark green only inside the hero photo). */

/* html/body can't be scoped under .nk-site since .nk-site is a child of body --
   the default 8px body margin was clipping/offsetting every full-width section. */
html,body{margin:0;padding:0;}
body{overflow-x:hidden;}

/* Scope everything under .nk-site so this stylesheet cannot leak into the rest of a WordPress theme. */
.nk-site *{box-sizing:border-box;}
.nk-site{background:var(--paper);color:var(--ink);font-family:var(--font-body);font-size:16px;line-height:1.55;}
.nk-site img,.nk-site svg{max-width:100%;display:block;}
.nk-site a{color:inherit;}
.nk-site h1,.nk-site h2,.nk-site h3{font-family:var(--font-display);font-weight:680;line-height:1.12;margin:0;text-wrap:balance;color:var(--ink);letter-spacing:-.025em;}
.nk-site p{margin:0;}
.nk-site button{font-family:inherit;}
.nk-site .tabular{font-variant-numeric:tabular-nums;}
.nk-site .container{max-width:1180px;margin:0 auto;padding-inline:clamp(20px,4vw,48px);}
.nk-site .visually-hidden{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important;}
.nk-site :focus-visible{outline:2px solid var(--brass);outline-offset:3px;}
@media (prefers-reduced-motion:reduce){.nk-site *{animation-duration:0.001ms !important;transition-duration:0.001ms !important;}}

.nk-site .lang-mk{display:none;}
html.mk .nk-site .lang-en{display:none;}
html.mk .nk-site .lang-mk{display:inline;}

.nk-site header.site{position:fixed;top:0;left:0;right:0;z-index:40;background:#FFFFFF;border-bottom:1px solid var(--line);transition:transform .3s ease,background-color .25s ease,border-color .25s ease;}
.nk-site header.site.nk-header-hidden{transform:translateY(-100%);}
main#main-content{padding-top:58px;}
@media (min-width:921px){
  body.home-page > .nk-site:first-of-type{position:fixed;top:0;left:0;right:0;z-index:40;background:transparent;}
  body.home-page > .nk-site:first-of-type header.site{background:transparent;border-bottom-color:transparent;}
  body.home-page > .nk-site:first-of-type header.site{position:relative;top:auto;}
  body.home-page > .nk-site:first-of-type header.site.nk-header-scrolled{background:#FFFFFF;border-bottom-color:var(--line);}
  body.home-page main#main-content{padding-top:0;}
}
.nk-site header.site .brand-word{color:var(--header-ink);font-size:25px;}
.nk-site header.site .container{padding-left:20px;}
.nk-site header.site .menu-toggle span,.nk-site header.site .menu-toggle span::before,.nk-site header.site .menu-toggle span::after{background:var(--header-ink);}
.nk-site .nav-row{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:9px;}
.nk-site .brand{display:flex;align-items:center;gap:10px;text-decoration:none;}
.nk-site .brand-word{font-family:var(--font-display);font-weight:700;font-size:21px;letter-spacing:-.01em;color:var(--ink);}
.nk-site .brand-word em{font-style:normal;color:var(--pine);}
.nk-site nav.primary{display:flex;gap:30px;list-style:none;margin:0;padding:0;}
.nk-site nav.primary a{text-decoration:none!important;font-size:16.5px;font-weight:700;color:var(--ink-soft);padding-block:4px;}
.nk-site nav.primary a:hover{color:var(--pine);text-decoration:none!important;}
.nk-site .nav-actions{display:flex;align-items:center;gap:14px;}
.nk-site .lang-toggle{position:relative;display:flex;align-items:center;}
.nk-site .lang-toggle-trigger{display:inline-flex;align-items:center;gap:6px;font-size:16.5px;font-weight:700;color:var(--ink-soft);cursor:pointer;padding:4px 0;white-space:nowrap;}
.nk-site .lang-toggle-trigger::after{
  content:"";display:inline-block;width:11px;height:11px;flex-shrink:0;
  background-color:currentColor;
  -webkit-mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  mask-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  -webkit-mask-size:contain;mask-size:contain;
  -webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;
  -webkit-mask-position:center;mask-position:center;
  transition:transform .15s ease;
}
.nk-site .lang-toggle:hover .lang-toggle-trigger::after,
.nk-site .lang-toggle:focus-within .lang-toggle-trigger::after{transform:rotate(180deg);}
.nk-site .lang-toggle-menu{position:absolute;top:100%;right:0;margin-top:0;background:#CFEFDA;border:0;border-radius:0 0 12px 12px;box-shadow:var(--shadow);padding:6px;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(-4px);transition:opacity .15s ease,transform .15s ease,visibility 0s linear .15s;z-index:60;white-space:nowrap;}
.nk-site .lang-toggle:hover .lang-toggle-menu,
.nk-site .lang-toggle:focus-within .lang-toggle-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0);transition:opacity .15s ease,transform .15s ease;}
.nk-site .lang-toggle .lang-toggle-menu a,
.nk-site .lang-toggle .lang-toggle-menu a:hover{display:flex;align-items:center;gap:8px;padding:8px 10px;border-radius:6px;color:#013D28;font-size:13.5px;font-weight:700;text-decoration:none;}
.nk-site .lang-toggle .lang-toggle-menu a:hover{background:rgba(1,61,40,.1);}
.nk-site .lang-toggle-menu img{border-radius:2px;flex-shrink:0;display:block;}
.nk-site .btn{appearance:none;-webkit-appearance:none;display:inline-flex;align-items:center;gap:8px;justify-content:center;padding:11px 22px;border-radius:var(--radius);border:1px solid transparent;font-weight:700;font-size:14.5px;cursor:pointer;text-decoration:none;line-height:1;}
.nk-site .btn-primary{background:var(--pine);color:#EAF6F8;}
.nk-site .btn-primary:hover{background:var(--pine-mid);}
.nk-site .btn-ghost{background:transparent;border-color:var(--line-strong);color:var(--ink);}
.nk-site .btn-ghost:hover{border-color:var(--pine);color:var(--pine);}
.nk-site .btn-brass{background:var(--brass);color:#FFFFFF;}
.nk-site .btn-lg{padding:15px 30px;font-size:16px;border-radius:999px;}
.nk-site .btn-brass:hover{background:var(--brass-strong);}
.nk-site .menu-toggle{appearance:none;-webkit-appearance:none;display:none;width:46px;height:46px;background:var(--paper);border:1px solid transparent;border-radius:12px;padding:0;cursor:pointer;align-items:center;justify-content:center;box-shadow:0 2px 10px rgba(1,61,40,.08);}
.nk-site .menu-toggle span,.nk-site .menu-toggle span::before,.nk-site .menu-toggle span::after{content:"";display:block;width:24px;height:2.5px;background:var(--ink);position:relative;border-radius:2px;transition:transform .2s ease,top .2s ease,opacity .2s ease;}
.nk-site .menu-toggle span::before{top:-7px;position:absolute;}
.nk-site .menu-toggle span::after{top:7px;position:absolute;}
.nk-site .menu-toggle[aria-expanded="true"] span{background:transparent;}
.nk-site .menu-toggle[aria-expanded="true"] span::before{top:0;transform:rotate(45deg);}
.nk-site .menu-toggle[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg);}

.nk-site .hero{position:relative;background:linear-gradient(180deg, rgba(11,114,133,0.06) 0%, rgba(11,114,133,0) 55%),var(--paper);border-bottom:1px solid var(--line);}
.nk-site .hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;padding-block:clamp(48px,7vw,88px);align-items:center;}
.nk-site .eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--pine-mid);margin-bottom:18px;font-weight:700;}
.nk-site .eyebrow::before{content:"";width:7px;height:7px;background:var(--brass);border-radius:50%;}
.nk-site .hero h1{font-size:clamp(34px,4.6vw,54px);letter-spacing:-.01em;}
.nk-site .hero h1 .accent{color:var(--pine);}
.nk-site .hero-sub{margin-top:20px;font-size:17.5px;color:var(--ink-soft);max-width:46ch;}
.nk-site .hero-actions{display:flex;flex-direction:row;flex-wrap:wrap;align-items:center;width:fit-content;gap:16px;margin-top:32px;}
.nk-site .hero-actions .btn{font-size:18px;font-weight:800;padding:17px 34px;border-radius:var(--radius-lg);}
.nk-site .hero-actions .btn-brass{background:var(--pine-deep);}
.nk-site .hero-actions .btn-brass:hover{background:#011f16;}
.nk-site .hero-actions .btn-ghost{background:#fff;color:var(--ink);border-color:transparent;}
.nk-site .hero-actions .btn-ghost:hover{background:#EFEFEF;}
.nk-site .hero-trust{display:flex;gap:22px;margin-top:34px;flex-wrap:wrap;}

/* ---------- loans hero: requested image left, calculator right ---------- */
.nk-site .hero-loans .container{grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);align-items:stretch;}
.nk-site .hero-loans-copy{grid-column:1/-1;max-width:820px;}
.nk-site .hero-loans-copy .hero-sub{max-width:68ch;}
.nk-site .hero-loans-media{min-height:520px;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);background:var(--paper-card);}
.nk-site .hero-loans-media img{display:block;width:100%;height:100%;object-fit:cover;object-position:center;}
.nk-site .hero-loans .rate-form{align-self:stretch;}

/* ---------- centered hero: text above a centered, uncropped banner image ---------- */
.nk-site .hero-centered{background:var(--paper);padding-block:clamp(48px,7vw,84px) 0;overflow:hidden;}
.nk-site .hero-centered-text{max-width:680px;margin:0 auto;text-align:center;}
.nk-site .hero-centered-text h1{font-size:clamp(32px,4.4vw,52px);}
.nk-site .hero-centered-text .hero-sub{margin-inline:auto;}
.nk-site .hero-centered .hero-actions{align-items:center;}
.nk-site .hero-centered-media{margin-top:clamp(32px,5vw,56px);display:flex;justify-content:center;}
.nk-site .hero-centered-media img{width:100%;max-width:1120px;height:auto;display:block;}

/* ---------- photo hero: sized to the source image's own aspect ratio ---------- */
/* hero-banner.avif is 1672x941 (16:9) -- the hero height tracks that ratio
   instead of a fixed px height, so the photo is never cropped more than
   necessary or upscaled past its native resolution. */
.nk-site .hero-photo{position:relative;width:100%;aspect-ratio:1672/941;height:auto;min-height:420px;max-height:900px;background:var(--pine-warm);overflow:hidden;}
.nk-site .hero-photo-media{position:absolute;inset:0;z-index:0;}
.nk-site .hero-photo-media picture{display:contents;}
.nk-site .hero-photo-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;display:block;}
.nk-site .hero-photo-content{position:absolute;inset:0;z-index:2;}
.nk-site .hero-photo-content .container{position:relative;width:100%;height:100%;}
.nk-site .hero-photo-content .inner{position:absolute;top:50%;left:0;max-width:620px;transform:translateY(-50%);}
.nk-site .hero-photo-content .eyebrow{color:var(--mint);}
.nk-site .hero-photo-content .eyebrow::before{background:var(--brass);}
.nk-site .hero-photo-content h1{color:var(--pine-deep);font-size:clamp(38px,4.2vw,68px);font-weight:800;line-height:1.02;letter-spacing:-.045em;}
.nk-site .hero-photo-content h1 .accent{color:#fff;}
.nk-site .hero-photo-content .hero-sub{color:#29453D;margin-top:20px;max-width:52ch;font-size:18px;line-height:1.55;}
.nk-site .search-bar{display:flex;align-items:center;gap:10px;background:#fff;border-radius:999px;padding:6px 6px 6px 22px;margin-top:30px;max-width:480px;box-shadow:0 12px 30px -12px rgba(0,0,0,.45);}
.nk-site .search-bar input{flex:1;border:0;outline:0;font-family:var(--font-body);font-size:15px;color:var(--ink);background:transparent;padding:10px 0;}
.nk-site .search-bar input::placeholder{color:var(--ink-soft);}
.nk-site .search-bar button{
  flex-shrink:0;width:40px;height:40px;border-radius:50%;border:0;cursor:pointer;
  background:var(--brass);color:#fff;display:flex;align-items:center;justify-content:center;
}
.nk-site .search-bar button:hover{background:var(--brass-strong);}
.nk-site .search-bar button svg{width:17px;height:17px;}
.nk-site .hero-photo-content .hero-trust{margin-top:26px;}
.nk-site .hero-photo-content .trust-item{color:#D6E5D8;}
.nk-site .hero-photo-content .trust-item svg{color:var(--brass);}

@media (max-width:1199px){
  .nk-site .hero-photo{position:relative;aspect-ratio:auto;width:100%;height:auto;min-height:0;max-height:none;overflow:visible;background:#fff;display:flex;flex-direction:column;align-items:center;padding:clamp(28px,7vw,40px) 20px clamp(32px,8vw,44px);text-align:center;}
  .nk-site .hero-photo-media{order:2;position:static;width:min(320px,82vw);margin:clamp(16px,4vw,24px) 0;z-index:auto;}
  .nk-site .hero-photo-media img{position:static;width:100%;height:auto;aspect-ratio:1672/941;object-fit:cover;object-position:center;border-radius:16px;}
  .nk-site .hero-photo-content,
  .nk-site .hero-photo-content .container,
  .nk-site .hero-photo-content .inner{display:contents;}
  .nk-site .hero-photo-content h1{order:1;color:var(--pine-deep);max-width:480px;margin:0 auto;padding-top:0;font-size:clamp(28px,8.2vw,36px);line-height:1.05;letter-spacing:-.03em;text-align:center;}
  .nk-site .hero-photo-content h1 .accent{color:var(--pine-deep);}
  .nk-site .hero-photo-content .hero-sub{order:3;color:#29453D;max-width:36ch;margin:0 auto;font-size:clamp(14px,3.8vw,16px);line-height:1.5;text-align:center;}
  .nk-site .hero-actions{order:4;position:static;display:flex;width:100%;max-width:420px;margin:26px auto 0;}
  .nk-site .hero-actions .btn-ghost{display:none;}
  .nk-site .hero-actions .btn-brass{width:100%;font-size:15px;font-weight:800;padding:14px 20px;white-space:nowrap;}
}

/* ---------- hot offers: photo + bullets + CTA cards ---------- */
.nk-site .offer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.nk-site .offer-card{border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:var(--paper-card);box-shadow:var(--shadow);display:flex;flex-direction:column;}
.nk-site .offer-card img{width:100%;height:190px;object-fit:cover;display:block;}
.nk-site .offer-card-body{padding:22px;display:flex;flex-direction:column;gap:14px;flex:1;}
.nk-site .offer-card-body h3{font-size:19px;}
.nk-site .offer-card-body .feature-list{gap:9px;flex:1;}
.nk-site .offer-card-body .feature-list li{font-size:13.5px;}
.nk-site .offer-card-body .feature-list svg{width:15px;height:15px;}
.nk-site .offer-card-body .btn{margin-top:4px;}

@media (max-width:920px){
  .nk-site .offer-grid{grid-template-columns:1fr;}
}

/* ---------- How it works: value grid / match flow / match recap ----------
   Static layout only -- no scroll-pin/animation logic. Meant as a base for
   the user to layer their own scroll animation + imagery onto later. */
.nk-site .value-grid .section-head{text-align:center;margin-inline:auto;}
.nk-site .value-grid-row{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.nk-site .value-card{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-card);box-shadow:var(--shadow);padding:28px 24px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:10px;}
.nk-site .value-card--accent{border-color:var(--line-strong);}
.nk-site .value-card-num{font-size:clamp(52px,6.5vw,72px);font-weight:900;line-height:1;color:var(--pine-deep);}
.nk-site .value-card-num .unit{font-size:.4em;font-weight:800;margin-left:4px;color:var(--ink-soft);}
.nk-site .value-card-label{font-size:17px;font-weight:800;color:var(--ink);margin:0;}
.nk-site .value-card-sub{font-size:14px;line-height:1.55;color:var(--ink-soft);margin:0;}
.nk-site .value-card-icon{background:transparent;color:var(--pine-deep);display:flex;align-items:center;justify-content:center;margin-bottom:4px;}
.nk-site .value-card-icon svg{width:clamp(52px,6.5vw,72px);height:clamp(52px,6.5vw,72px);}
@media (max-width:860px){.nk-site .value-grid-row{grid-template-columns:1fr;}}

.nk-site .match-flow{position:relative;}
.nk-site .match-flow-pin-wrap{position:relative;height:250vh;}
.nk-site .match-flow-sticky{position:sticky;top:0;height:100vh;overflow:hidden;display:flex;align-items:center;}
.nk-site .match-flow-sticky .container{width:100%;}
.nk-site .match-flow-bg{position:absolute;inset:0;z-index:0;}
.nk-site .match-flow-bg img{width:100%;height:100%;object-fit:cover;}
.nk-site .match-flow .container{position:relative;z-index:1;}
.nk-site .match-flow .section-head h2{color:#fff;text-shadow:0 2px 16px rgba(0,0,0,.35),0 1px 4px rgba(0,0,0,.25);}
.nk-site .match-flow-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,460px);gap:64px;align-items:center;}
.nk-site .match-flow-text{display:grid;}
.nk-site .match-flow-card{grid-area:1/1;align-self:start;max-width:26em;border-radius:2em;background:linear-gradient(160deg,rgba(255,255,255,.75),rgba(255,255,255,.35));backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);padding:2em;opacity:0;visibility:hidden;}
.nk-site .match-flow-card:first-child{opacity:1;visibility:visible;}
.nk-site .match-flow-card h3{font-size:26px;font-weight:800;margin:0 0 12px;color:#3a3a3a;line-height:1.2;}
.nk-site .match-flow-card p{font-size:15px;line-height:1.6;color:#504c4c;margin:0;}
.nk-site .match-flow-diagram{position:relative;}
.nk-site .flow-badge-wrap{position:relative;display:flex;margin:0 0 40px;}
.nk-site .flow-badge{display:inline-flex;align-items:center;gap:12px;background:#fff;color:#1a1a1a;border-radius:999px;padding:8px 24px 8px 8px;font-weight:800;font-size:15px;box-shadow:0 12px 28px -10px rgba(0,0,0,.25);opacity:0;}
.nk-site .flow-hub-line{position:absolute;left:19px;top:100%;width:2px;height:72px;overflow:visible;z-index:0;}
.nk-site .flow-hub-line line{stroke:rgba(255,255,255,.85);stroke-width:3;}
.nk-site .flow-badge-wrap.is-revealed .flow-hub-line line{stroke-dashoffset:0!important;}
.nk-site .flow-badge svg,.nk-site .flow-badge img{width:22px;height:22px;flex-shrink:0;object-fit:contain;padding:7px;box-sizing:content-box;border-radius:20%;background:#DCF3E4;color:#1a7a45;}
.nk-site .flow-rows{list-style:none;margin:0;padding:0 0 0 54px;display:flex;flex-direction:column;gap:20px;}
.nk-site .flow-row{position:relative;display:flex;align-items:center;gap:12px;background:#fff;border-radius:999px;padding:8px 26px 8px 8px;box-shadow:0 12px 28px -12px rgba(0,0,0,.22);}
.nk-site .flow-row-line{position:absolute;left:-34px;top:50%;width:2px;height:84px;overflow:visible;z-index:0;}
.nk-site .flow-row-line line{stroke:rgba(255,255,255,.85);stroke-width:3;}
.nk-site .flow-row-icon{position:relative;z-index:1;flex-shrink:0;width:48px;height:48px;border-radius:22%;background:#DCEBFA;color:#1a5a9a;display:flex;align-items:center;justify-content:center;opacity:0;}
.nk-site .flow-row-icon img{width:26px;height:26px;}
.nk-site .flow-row-label{flex:1;font-size:15px;font-weight:800;color:#1a1a1a;opacity:0;white-space:nowrap;}
.nk-site .flow-row-pct{position:absolute;left:-54px;top:50%;transform:translateY(-50%);flex-shrink:0;width:40px;height:40px;background:#fff;border:1px solid #e4e4e4;color:#5a5a5a;font-size:11px;font-weight:800;border-radius:999px;display:flex;align-items:center;justify-content:center;opacity:0;}
.nk-site .flow-row-pct--check{width:auto;height:auto;position:static;transform:none;left:auto;top:auto;gap:5px;padding:6px 14px;background:var(--pine);border-color:var(--pine);color:#fff;margin-left:auto;}
.nk-site .flow-row-pct--check svg{width:13px;height:13px;}
.nk-site .flow-row.is-revealed .flow-row-icon,
.nk-site .flow-row.is-revealed .flow-row-label,
.nk-site .flow-row.is-revealed .flow-row-pct,
.nk-site .flow-badge-wrap.is-revealed .flow-badge{opacity:1;transform:none;}
.nk-site .flow-row.is-revealed .flow-row-line line{stroke-dashoffset:0!important;}
.nk-site .match-flow-text.is-revealed .match-flow-card{opacity:1;visibility:visible;}
.nk-site .match-flow--recap .flow-row-line line{stroke:var(--line-strong);}
.nk-site .match-flow--recap .flow-badge{box-shadow:var(--shadow);}
.nk-site .match-flow--recap .flow-row{box-shadow:var(--shadow);}
.nk-site .match-flow--recap .flow-row-pct{border-color:var(--line-strong);}
.nk-site .flow-row:nth-child(1) .flow-row-icon{background:#DCF3E4;color:#1a7a45;}
.nk-site .flow-row:nth-child(2) .flow-row-icon{background:#DCEBFA;color:#1a5a9a;}
.nk-site .flow-row:nth-child(3) .flow-row-icon{background:#E4E9FC;color:#4a4ab5;}
.nk-site .flow-row:nth-child(4) .flow-row-icon{background:#FCEED4;color:#a67a1a;}
@media (max-width:860px){.nk-site .match-flow-grid{grid-template-columns:1fr;}.nk-site .flow-row-label{white-space:normal;}}

.nk-site .match-flow--recap{background:#CFEFDA;}

.nk-site .floating-panel-wrap{position:relative;z-index:5;}
.nk-site .floating-panel{
  margin-top:clamp(-72px,-6vw,-56px);
  background:var(--paper-card);border-radius:var(--radius-lg);
  box-shadow:0 24px 56px -24px rgba(11,54,64,.4),0 1px 2px rgba(11,54,64,.06);
  padding:clamp(20px,3vw,30px);display:grid;grid-template-columns:repeat(3,1fr);gap:18px;
}
.nk-site .cat-card{position:relative;display:flex;flex-direction:column;gap:10px;padding:18px 40px 18px 18px;border-radius:var(--radius);border:1px solid var(--line);text-decoration:none;color:var(--ink);}
.nk-site .cat-card:hover{border-color:var(--pine);background:rgba(11,114,133,.04);}
.nk-site .cat-card .icon{width:38px;height:38px;border-radius:50%;background:rgba(11,114,133,.09);display:flex;align-items:center;justify-content:center;color:var(--pine);flex-shrink:0;}
.nk-site .cat-card .icon svg{width:19px;height:19px;}
.nk-site .cat-card h4{font-family:var(--font-display);font-size:16.5px;font-weight:700;}
.nk-site .cat-card p{font-size:13px;color:var(--ink-soft);}
.nk-site .cat-card .go{position:absolute;top:16px;right:16px;color:var(--ink-soft);width:15px;height:15px;}

@media (max-width:920px){
  .nk-site .floating-panel{grid-template-columns:1fr;}
}
.nk-site .trust-item{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--ink-soft);font-weight:700;}
.nk-site .trust-item svg{width:16px;height:16px;color:var(--pine);flex-shrink:0;}

.nk-site .ledger-card{background:var(--paper-card);border:1px solid var(--line-strong);border-radius:var(--radius-lg);box-shadow:var(--shadow);overflow:hidden;}
.nk-site .ledger-head{background:var(--pine-deep);color:#DCF1F4;padding:16px 22px;display:flex;align-items:center;justify-content:space-between;}
.nk-site .ledger-head .label{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;opacity:.75;}
.nk-site .ledger-head .stamp{font-family:var(--font-mono);font-size:10.5px;letter-spacing:.08em;border:1px solid var(--brass-strong);color:var(--brass-strong);padding:3px 9px;border-radius:999px;}
.nk-site .ledger-rows{padding:6px 22px;}
.nk-site .ledger-row{display:flex;justify-content:space-between;align-items:baseline;padding:13px 0;border-bottom:1px solid var(--line);gap:12px;}
.nk-site .ledger-row:last-child{border-bottom:0;}
.nk-site .ledger-row .k{font-size:13.5px;color:var(--ink-soft);}
.nk-site .ledger-row .v{font-family:var(--font-mono);font-size:15.5px;font-weight:700;}
.nk-site .ledger-row.total .v{color:var(--pine);font-size:18px;}
.nk-site .ledger-foot{padding:14px 22px 20px;font-size:11.5px;color:var(--ink-soft);border-top:1px solid var(--line);}

/* ---------- interactive rate-quote widget (hero) ---------- */
.nk-site .rate-form{background:var(--paper-card);border:1px solid var(--line-strong);border-radius:var(--radius-lg);box-shadow:var(--shadow);overflow:hidden;}
.nk-site .rate-form-head{background:var(--pine);color:#EAF6F8;padding:20px 24px;}
.nk-site .rate-form-head .label{font-family:var(--font-mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;opacity:.8;}
.nk-site .rate-form-head h3{color:#fff;font-size:19px;margin-top:4px;}
.nk-site .rate-form-body{padding:22px 24px 24px;display:flex;flex-direction:column;gap:16px;}
.nk-site .field{display:flex;flex-direction:column;gap:6px;}
.nk-site .field label{font-size:12.5px;font-weight:700;color:var(--ink-soft);}
.nk-site .field select,.nk-site .field input:not([type="range"]){
  appearance:none;-webkit-appearance:none;
  border:1px solid var(--line-strong);border-radius:var(--radius);
  padding:11px 14px;font-family:var(--font-mono);font-size:14.5px;color:var(--ink);
  background:var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2354707A' stroke-width='1.6' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat right 14px center;
  background-color:var(--paper);
}
.nk-site .field select{cursor:pointer;padding-right:34px;}
.nk-site .field input{background-image:none;}
.nk-site .field select:focus,.nk-site .field input:focus{outline:2px solid var(--brass);outline-offset:1px;border-color:var(--pine);}

/* ---------- range-slider amount field (quick-apply calculator) ---------- */
.nk-site .range-field{gap:4px;}
.nk-site .range-readout{font-family:var(--font-mono);font-size:26px;font-weight:700;color:var(--pine);letter-spacing:-.01em;}
.nk-site .range-field input[type="range"]{
  -webkit-appearance:none;appearance:none;width:100%;max-width:420px;height:6px;margin:12px 0 4px;
  border-radius:999px;background:linear-gradient(90deg,var(--pine) 0%,var(--pine) var(--range-pct,30%),var(--line-strong) var(--range-pct,30%),var(--line-strong) 100%);
  cursor:grab;outline:none;
}
.nk-site .range-field input[type="range"]:active{cursor:grabbing;}
.nk-site .range-field input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;
  background:var(--paper);border:3px solid var(--pine);box-shadow:0 2px 6px rgba(1,61,40,.3);
  cursor:grab;transition:transform .15s cubic-bezier(.2,.8,.2,1);
}
.nk-site .range-field input[type="range"]:hover::-webkit-slider-thumb{transform:scale(1.1);}
.nk-site .range-field input[type="range"]:active::-webkit-slider-thumb{cursor:grabbing;transform:scale(1.2);}
.nk-site .range-field input[type="range"]::-moz-range-thumb{
  width:16px;height:16px;border-radius:50%;background:var(--paper);border:3px solid var(--pine);
  box-shadow:0 2px 6px rgba(1,61,40,.3);cursor:grab;transition:transform .15s cubic-bezier(.2,.8,.2,1);
}
.nk-site .range-field input[type="range"]:hover::-moz-range-thumb{transform:scale(1.1);}
.nk-site .range-field input[type="range"]:active::-moz-range-thumb{cursor:grabbing;transform:scale(1.18);}
.nk-site .range-field input[type="range"]::-moz-range-track{height:8px;border-radius:999px;background:var(--line-strong);}
.nk-site .range-field input[type="range"]:focus-visible::-webkit-slider-thumb,
.nk-site .range-field input[type="range"]:focus-visible::-moz-range-thumb{outline:2px solid var(--brass);outline-offset:3px;}
.nk-site .range-scale{display:flex;justify-content:space-between;max-width:420px;font-size:11.5px;color:var(--ink-soft);}
.nk-site .rate-form .btn{width:100%;padding:13px;font-size:15px;margin-top:4px;}
.nk-site .rate-form-note{font-size:11.5px;color:var(--ink-soft);text-align:center;}
.nk-site .rate-result{display:none;padding:12px 14px;border-radius:var(--radius);background:rgba(11,114,133,.08);border:1px solid var(--line-strong);font-size:13.5px;color:var(--ink);}
.nk-site .rate-result.show{display:block;}

/* ---------- lead capture forms (partnership, quick-apply, contact) ---------- */
.nk-site .field textarea{
  appearance:none;-webkit-appearance:none;resize:vertical;min-height:96px;
  border:1px solid var(--line-strong);border-radius:var(--radius);
  padding:11px 14px;font-family:var(--font-body);font-size:14.5px;color:var(--ink);
  background:var(--paper);
}
.nk-site .field textarea:focus{outline:2px solid var(--brass);outline-offset:1px;border-color:var(--pine);}
.nk-site .consent-row{display:flex;align-items:flex-start;gap:10px;}
.nk-site .consent-row input[type="checkbox"]{margin-top:3px;flex-shrink:0;width:16px;height:16px;accent-color:var(--pine);cursor:pointer;}
.nk-site .consent-row label{font-size:12.5px;color:var(--ink-soft);line-height:1.5;}
.nk-site [data-lead-form] .hp-field{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;}
.nk-site .form-msg{font-size:13px;min-height:1em;text-align:center;}
.nk-site .form-msg.success{color:var(--pine);font-weight:700;}
.nk-site .form-msg.error{color:var(--alert);font-weight:700;}

/* ---------- Apply page: full-width numbered step wizard ----------
   Colors/sizes matched to reference values pulled directly from its
   stylesheet (GOCOapp.css): bg #FFF7EE, text/border #143C14, labels set
   as 24px/700 mini-headings, 60px-tall 12px-radius inputs, 2px dividers
   at 20% opacity with 48px top margin, 12px-radius solid buttons. */
.nk-site .page-header h1 .accent{color:var(--pine);}
.nk-site .apply-section{
  --apply-ink:#143C14;
  --apply-border:#001E0A;
  --apply-divider:rgba(20,60,20,.32);
  --apply-tint:rgba(20,60,20,.14);
  background:#FFF7EE;
  padding-block:clamp(40px,6vw,64px);
}
.nk-site .apply-section .container{max-width:none;margin-left:0;padding-left:clamp(20px,2vw,40px);}
.nk-site .apply-section .range-readout{color:var(--apply-ink);}
.nk-site .apply-section .range-scale{color:var(--apply-ink);opacity:.6;}
.nk-site .apply-section .range-field input[type="range"]{background:linear-gradient(90deg,var(--apply-ink) 0%,var(--apply-ink) var(--range-pct,30%),var(--apply-divider) var(--range-pct,30%),var(--apply-divider) 100%);}
.nk-site .apply-section .range-field input[type="range"]::-webkit-slider-thumb{border-color:var(--apply-ink);box-shadow:0 2px 6px rgba(20,60,20,.3);}
.nk-site .apply-section .range-field input[type="range"]::-moz-range-thumb{border-color:var(--apply-ink);box-shadow:0 2px 6px rgba(20,60,20,.3);}
.nk-site .apply-section .range-field input[type="range"]::-moz-range-track{background:var(--apply-divider);}
.nk-site .apply-section .range-field input[type="range"]:focus-visible::-webkit-slider-thumb,
.nk-site .apply-section .range-field input[type="range"]:focus-visible::-moz-range-thumb{outline-color:var(--apply-ink);}
.nk-site .apply-section .consent-row input[type="checkbox"]{accent-color:var(--apply-ink);}
.nk-site .apply-wizard{display:grid;grid-template-columns:170px minmax(0,560px);gap:48px;align-items:start;justify-content:start;}
.nk-site .apply-steps{position:static;}
.nk-site .apply-steps ol{list-style:none;margin:0;padding:0;position:relative;}
.nk-site .apply-step:first-child .apply-step-num::before{content:"";position:absolute;left:50%;top:100%;margin-left:-1.5px;width:3px;height:44px;background:var(--apply-divider);}
.nk-site .apply-step{position:relative;display:flex;align-items:center;gap:20px;padding-block:0;margin-top:40px;}
.nk-site .apply-step:first-child{margin-top:0;}
.nk-site .apply-step-num{position:relative;z-index:1;flex-shrink:0;width:42px;height:42px;border-radius:12px;border:2px solid var(--apply-ink);background:#FFF7EE;color:var(--apply-ink);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:18px;transition:border-width .15s ease,background .2s ease,color .2s ease;}
.nk-site .apply-step-label{font-weight:800;font-size:17px;color:var(--apply-ink);opacity:.5;transition:opacity .2s ease;}
.nk-site .apply-step.is-active .apply-step-num{border-width:3px;background:var(--apply-tint);}
.nk-site .apply-step.is-active .apply-step-label{opacity:1;}
.nk-site .apply-step.is-complete{cursor:pointer;}
.nk-site .apply-step.is-complete .apply-step-num{background:var(--apply-ink);color:#FFF7EE;font-size:0;}
.nk-site .apply-step.is-complete .apply-step-num::after{content:"✓";font-size:18px;}
.nk-site .apply-step.is-complete .apply-step-label{opacity:.8;}

/* intro copy + benefit checklist, shown above the first step's fields only */
.nk-site .apply-intro{padding-bottom:40px;margin-bottom:8px;border-bottom:2px solid var(--apply-divider);}
.nk-site .apply-intro h1{font-size:clamp(24px,3vw,36px);font-weight:900;line-height:1.2;color:var(--apply-ink);margin:0 0 16px;text-transform:uppercase;}
.nk-site .apply-intro h1 .accent{color:var(--apply-ink);text-decoration:underline;text-decoration-color:var(--apply-divider);text-decoration-thickness:3px;text-underline-offset:4px;}
.nk-site .apply-intro-sub{font-size:16px;line-height:1.55;color:var(--apply-ink);opacity:.75;margin:0 0 22px;max-width:52ch;}
.nk-site .apply-benefits{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;}
.nk-site .apply-benefits li{display:flex;align-items:center;gap:12px;font-size:15px;font-weight:700;color:var(--apply-ink);}
.nk-site .apply-benefits .check{flex-shrink:0;width:22px;height:22px;background:transparent;color:var(--apply-ink);display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:900;}

/* de-boxed, editorial form: no card chrome, divider line under each question */
.nk-site .apply-form{background:transparent;border:0;box-shadow:none;border-radius:0;}
.nk-site .apply-form .rate-form-body{padding:0;}
.nk-site .apply-step-panel{display:flex;flex-direction:column;gap:0;}
.nk-site .apply-step-panel[hidden]{display:none;}
.nk-site .apply-step-panel.is-entering{animation:apply-step-in .4s cubic-bezier(.2,.8,.2,1);}
@keyframes apply-step-in{from{opacity:0;transform:translateY(14px);}to{opacity:1;transform:translateY(0);}}
@media (prefers-reduced-motion:reduce){.nk-site .apply-step-panel.is-entering{animation:none;}}
.nk-site .apply-step-panel .field{gap:16px;padding-top:48px;}
.nk-site .apply-step-panel .apply-intro + .field,
.nk-site .apply-step-panel .apply-back + .field{padding-top:0;}
.nk-site .apply-step-panel .field:not(:last-of-type){padding-bottom:48px;border-bottom:2px solid var(--apply-divider);}
.nk-site .apply-step-panel .field label{font-size:24px;font-weight:800;color:var(--apply-ink);line-height:1.25;}
.nk-site .apply-step-panel .field select,
.nk-site .apply-step-panel .field input:not([type="range"]){
  max-width:420px;height:60px;padding:0 18px;border-radius:12px;
  border:1.5px solid var(--apply-border);color:var(--apply-ink);font-size:16px;font-weight:600;
  background-color:#fff;transition:border-color .15s ease,box-shadow .15s ease;
}
.nk-site .apply-step-panel .field input:not([type="range"])::placeholder{color:var(--apply-ink);opacity:.4;font-weight:500;}
.nk-site .apply-step-panel .field select{
  appearance:none;-webkit-appearance:none;cursor:pointer;padding-right:44px;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9'%3E%3Cpath d='M1 1l6 6 6-6' stroke='%23143C14' stroke-width='2' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 18px center;
}
.nk-site .apply-step-panel .field select:hover,
.nk-site .apply-step-panel .field input:not([type="range"]):hover{border-color:var(--apply-ink);}
.nk-site .apply-step-panel .field select:focus,
.nk-site .apply-step-panel .field input:not([type="range"]):focus{outline:none;border-color:var(--apply-ink);box-shadow:0 0 0 3px rgba(20,60,20,.14);}
.nk-site .apply-step-panel .consent-row{margin-top:32px;}
.nk-site .apply-step-panel .btn{
  margin-top:24px;max-width:220px;min-width:160px;padding:14px 20px;border-radius:12px;
  background:var(--apply-ink);box-shadow:0 2px 4px rgba(0,0,0,.16);
}
.nk-site .apply-step-panel .btn:hover{background:#0a2810;}
.nk-site .apply-back{
  appearance:none;-webkit-appearance:none;
  align-self:flex-start;width:fit-content;min-height:32px;
  display:inline-flex;align-items:center;gap:5px;cursor:pointer;margin-bottom:20px;
  background:transparent;border:0;border-radius:0;
  color:var(--apply-ink);font-weight:700;font-size:13px;line-height:1.2;padding:5px 2px;
  transition:color .15s ease,transform .15s ease;
}
.nk-site .apply-back::before{content:"←";font-size:14px;transition:transform .15s ease;}
.nk-site .apply-back:hover{color:#0a2810;}
.nk-site .apply-back:hover::before{transform:translateX(-2px);}
.nk-site .apply-back:active{transform:scale(.97);}
@media (max-width:980px){
  .nk-site .apply-wizard{grid-template-columns:1fr;gap:24px;}
  .nk-site .apply-steps{position:static;}
  .nk-site .apply-steps ol{display:flex;gap:6px;}
  .nk-site .apply-steps ol::before{content:"";position:absolute;top:19px;left:25%;right:25%;height:2px;background:var(--apply-divider);}
  .nk-site .apply-step:first-child .apply-step-num::before{display:none;}
  .nk-site .apply-step{flex:1;flex-direction:column;gap:6px;padding-block:0;text-align:center;margin-top:0;}
  .nk-site .apply-step-label{font-size:12px;}
  .nk-site .apply-step-panel .field select,
  .nk-site .apply-step-panel .field input{max-width:none;}
  .nk-site .apply-step-panel .btn{max-width:none;}
}

/* ---------- logo / partner carousel ---------- */
.nk-site .carousel{display:flex;align-items:center;gap:16px;}
.nk-site .carousel-track{display:flex;gap:14px;overflow-x:auto;scroll-behavior:smooth;scroll-snap-type:x mandatory;padding-block:4px;flex:1;}
.nk-site .carousel-track::-webkit-scrollbar{display:none;}
.nk-site .carousel-track{scrollbar-width:none;}
.nk-site .carousel-item{
  scroll-snap-align:start;flex:0 0 auto;
  min-width:180px;border:1px solid var(--line);border-radius:var(--radius-lg);
  background:var(--paper-card);padding:20px;text-align:center;box-shadow:var(--shadow);
}
.nk-site .carousel-item .name{font-family:var(--font-display);font-weight:700;font-size:16px;}
.nk-site .carousel-item .logo{height:28px;width:auto;max-width:120px;object-fit:contain;margin:0 auto;}
.nk-site .carousel-item .cat{display:block;margin-top:6px;font-family:var(--font-mono);font-size:10.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--brass);}
.nk-site .carousel-arrow{
  flex-shrink:0;width:40px;height:40px;border-radius:50%;border:1px solid var(--line-strong);
  background:var(--paper-card);color:var(--ink);display:flex;align-items:center;justify-content:center;cursor:pointer;
}
.nk-site .carousel-arrow:hover{border-color:var(--pine);color:var(--pine);}
.nk-site .carousel-arrow svg{width:16px;height:16px;}

.nk-site section{padding-block:clamp(52px,7vw,84px);}
.nk-site .section-head{max-width:640px;margin-bottom:40px;}
.nk-site .section-head h2{font-size:clamp(26px,3vw,36px);}
.nk-site .section-head p{margin-top:12px;color:var(--ink-soft);font-size:16px;}
.nk-site .section-alt{background:var(--paper-card);border-block:1px solid var(--line);}

/* ---------- homepage "How it works": huge bold uppercase heading + card grid ---------- */
.nk-site .section-alt#how{background:#FCEFD9;border-block:0;padding-block:0;}
.nk-site .section-alt#how .container{padding-block:clamp(36px,5vw,56px);}
.nk-site .section-alt#how .section-head{text-align:center;margin-inline:auto;max-width:720px;}
.nk-site .section-alt#how .section-head h2{font-size:clamp(30px,4.4vw,48px);font-weight:800;text-transform:uppercase;letter-spacing:-.025em;color:#013D28;-webkit-text-stroke:.9px currentColor;}
.nk-site .how-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:8px;}
.nk-site .how-card{background:#fff;border:1px solid #6B6B6B;border-radius:20px;padding:28px 26px;box-shadow:var(--shadow);}
.nk-site .how-eyebrow{display:none;}
.nk-site .how-card h3{font-size:19px;margin-bottom:10px;}
.nk-site .how-card p{color:var(--ink-soft);font-size:14.5px;line-height:1.6;}
.nk-site .how-card p + p{margin-top:10px;}
.nk-site .how-dots{display:none;}
.nk-site .section-alt#how .btn{display:flex;width:fit-content;margin-inline:auto;}
.nk-site .section-alt#how .btn-brass{background:var(--pine-deep);}
.nk-site .section-alt#how .btn-brass:hover{background:#011f16;}

.nk-site .teaser-section{background:#CFEFDA;border-bottom:1px solid var(--line);padding-block:clamp(56px,7vw,88px);}
.nk-site .teaser-section .section-head{text-align:center;margin-inline:auto;max-width:900px;}
.nk-site .teaser-section .section-head h2{font-size:clamp(30px,4.4vw,48px);font-weight:800;text-transform:uppercase;letter-spacing:-.025em;color:#013D28;-webkit-text-stroke:.9px currentColor;white-space:nowrap;}
.nk-site .teaser-section .container{max-width:1360px;}
.nk-site .teaser-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;}
.nk-site .teaser-card{display:flex;flex-direction:column;align-items:center;text-align:center;gap:10px;background:transparent;border:none;border-radius:0;padding:0;box-shadow:none;}
.nk-site .teaser-icon{display:inline-flex;align-items:center;justify-content:center;width:64px;height:64px;color:#000;}
.nk-site .teaser-icon svg{width:40px;height:40px;}
.nk-site .teaser-title{display:block;font-weight:800;font-size:19px;color:var(--ink);}
.nk-site .teaser-copy{color:var(--ink-soft);font-size:14.5px;line-height:1.6;margin:0;}

/* branded phone mockup (bezel baked into the image, transparent background) + butterfly
   flourishes, sitting above the headline/CTA. No artificial frame/crop needed here -- the
   device shape already comes from the asset. */
.nk-site .why-visual{position:relative;max-width:520px;margin:0 auto clamp(10px,1.5vw,16px);}
.nk-site .why-phone-frame{position:relative;z-index:2;width:340px;height:385px;margin:0 auto;}
.nk-site .why-phone-frame img{width:340px;height:385px;display:block;}
.nk-site .why-phone-frame::after{content:"";position:absolute;inset:auto 0 0 0;height:105px;pointer-events:none;background-image:linear-gradient(rgba(207,239,218,0),rgba(207,239,218,1));}
.nk-site .why-butterfly{position:absolute;z-index:1;filter:drop-shadow(0 6px 10px rgba(1,61,40,.18));}
.nk-site .why-butterfly.is--left{width:120px;left:-10px;top:30%;transform:rotate(-6deg);}
.nk-site .why-butterfly.is--right{width:69px;right:0;top:8%;transform:rotate(14deg);}
.nk-site .why-cta{display:flex;justify-content:center;margin-bottom:clamp(32px,4.5vw,44px);}
.nk-site .why-cta .btn-brass{background:var(--pine-deep);}

@media (max-width:820px){
  /* "How it works" becomes a swipeable, one-card-at-a-time carousel on mobile:
     full-bleed row (negative margin cancels the .container gutter, then the
     scroller re-applies it as scroll-snap-friendly padding) with the next
     card peeking in from the right, colored per step, plus dot pagination
     synced from najdikredit.js via IntersectionObserver. Desktop keeps the
     plain 3-column grid untouched. */
  .nk-site .how-cards{
    display:flex;
    grid-template-columns:none;
    gap:14px;
    margin:8px calc(-1 * clamp(20px,4vw,48px)) 0;
    padding:4px clamp(20px,4vw,48px) 10px;
    overflow-x:auto;
    scroll-snap-type:x mandatory;
    -webkit-overflow-scrolling:touch;
    scrollbar-width:none;
  }
  .nk-site .how-cards::-webkit-scrollbar{display:none;}
  .nk-site .how-card{
    flex:0 0 82%;
    scroll-snap-align:center;
    border:none;
    box-shadow:none;
    border-radius:28px;
    padding:30px 26px;
    min-height:280px;
    display:flex;
    flex-direction:column;
  }
  .nk-site .how-card:nth-child(1){background:#FBE4DC;}
  .nk-site .how-card:nth-child(2){background:#DCEEE4;}
  .nk-site .how-card:nth-child(3){background:#F7E7BF;}
  .nk-site .how-eyebrow{display:block;font-size:15px;color:var(--ink-soft);margin-bottom:4px;}
  .nk-site .how-card h3{font-size:27px;font-weight:800;line-height:1.08;margin-bottom:auto;}
  .nk-site .how-card p{color:var(--ink);opacity:.82;font-size:14.5px;font-weight:600;line-height:1.5;}
  .nk-site .how-dots{display:flex;justify-content:center;align-items:center;gap:7px;margin-top:18px;}
  .nk-site .how-dot{width:7px;height:7px;border-radius:99px;background:rgba(1,61,40,0.2);padding:0;border:0;transition:width .3s cubic-bezier(.25,.8,.25,1),background-color .3s;}
  .nk-site .how-dot.is-active{width:20px;background:var(--pine-deep);}
  .nk-site .teaser-cards{grid-template-columns:1fr;}
  .nk-site .teaser-section .section-head h2{font-size:34px;}
}
@media (max-width:560px){
  .nk-site .why-visual{max-width:420px;}
  .nk-site .why-phone-frame{width:260px;height:294px;}
  .nk-site .why-phone-frame img{width:260px;height:294px;}
  .nk-site .why-phone-frame::after{height:80px;}
  .nk-site .why-butterfly.is--left{width:78px;}
  .nk-site .why-butterfly.is--right{width:44px;}
}

/* ---------- product explainer blocks (What is a loan? / What is a money transfer?) ---------- */
.nk-site .product-block{padding-block:clamp(48px,6vw,80px);background:#CFEFDA;}
.nk-site .product-block--reverse{background:#FCEFD9;}
.nk-site .product-block-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:stretch;}
.nk-site .product-block--reverse .product-block-media{order:2;}
.nk-site .product-block-media{height:100%;}
.nk-site .product-block-media img{width:100%;height:100%;min-height:340px;object-fit:cover;border:1px solid #6B6B6B;border-radius:8px;box-shadow:var(--shadow);display:block;}
.nk-site .product-block-content h2{font-size:clamp(26px,3.6vw,40px);font-weight:800;text-transform:uppercase;letter-spacing:-.025em;color:#013D28;-webkit-text-stroke:1.1px currentColor;margin:0 0 20px;}
.nk-site .product-block-body p{color:var(--ink-soft);font-size:15.5px;line-height:1.7;margin:0 0 16px;}
.nk-site .product-block-body a:not(.btn){color:var(--pine);font-weight:700;text-decoration:underline;text-decoration-color:var(--line-strong);text-underline-offset:2px;}
.nk-site .product-block-body a:not(.btn):hover{text-decoration-color:var(--pine);}
.nk-site .product-block-body .btn{margin-top:8px;}
.nk-site .product-block-body .btn-brass{background:var(--pine-deep);}
.nk-site .product-block-body .btn-brass:hover{background:#011f16;}
.nk-site .product-block-list{list-style:none;margin:0 0 16px;padding:0;display:flex;flex-direction:column;gap:9px;}
.nk-site .product-block-list li{display:flex;align-items:center;gap:10px;color:var(--ink);font-weight:700;font-size:15px;}
.nk-site .product-block-list li::before{content:"✓";flex-shrink:0;width:20px;height:20px;border-radius:50%;background:var(--brass);color:#fff;font-size:11px;font-weight:900;display:flex;align-items:center;justify-content:center;}
@media (max-width:820px){
  .nk-site .product-block-grid{grid-template-columns:1fr;gap:24px;}
  .nk-site .product-block--reverse .product-block-media{order:0;}
  .nk-site .product-block-media{height:auto;}
  .nk-site .product-block-media img{height:auto;min-height:0;aspect-ratio:16/9;}
}

.nk-site .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.nk-site .step{position:relative;padding-top:8px;}
.nk-site .step-num{font-family:var(--font-mono);font-size:13px;color:var(--brass);font-weight:700;display:block;margin-bottom:10px;letter-spacing:.05em;}
.nk-site .step h3{font-size:19px;margin-bottom:8px;}
.nk-site .step p{color:var(--ink-soft);font-size:14.5px;}

.nk-site .compare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.nk-site .lender-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:26px;display:flex;flex-direction:column;gap:16px;box-shadow:var(--shadow);}
.nk-site .lender-top{display:flex;flex-direction:column;align-items:flex-start;gap:14px;}
.nk-site .lender-logo{height:40px;width:160px;object-fit:contain;object-position:left center;}
.nk-site .lender-tagline{font-size:14px;font-weight:700;color:var(--ink);}
.nk-site .lender-features{gap:10px !important;}
.nk-site .lender-features li{font-size:13.5px !important;}
.nk-site .lender-features svg{width:15px !important;height:15px !important;}
.nk-site .lender-name{font-family:var(--font-display);font-weight:700;font-size:20px;}
.nk-site .lender-badge{font-family:var(--font-mono);font-size:10px;letter-spacing:.06em;text-transform:uppercase;background:rgba(11,114,133,.09);color:var(--pine);padding:4px 9px;border-radius:999px;font-weight:700;}
.nk-site .lender-specs{display:flex;flex-direction:column;gap:0;border-top:1px solid var(--line);}
.nk-site .spec-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:13.8px;}
.nk-site .spec-row .k{color:var(--ink-soft);}
.nk-site .spec-row .v{font-family:var(--font-mono);font-weight:700;}
.nk-site .lender-card .btn{margin-top:4px;width:100%;}
.nk-site .lender-note{font-size:11.5px;color:var(--ink-soft);}

.nk-site .transfer-wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}
.nk-site .rate-box{background:var(--pine-deep);color:#EDF2EE;border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow);}
.nk-site .rate-row{display:flex;justify-content:space-between;align-items:center;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.14);}
.nk-site .rate-row:last-child{border-bottom:0;}
.nk-site .rate-row .cur{font-family:var(--font-mono);font-size:14px;opacity:.8;}
.nk-site .rate-row .amt{font-family:var(--font-mono);font-size:19px;font-weight:700;}
.nk-site .rate-note{margin-top:16px;font-size:11.5px;opacity:.65;}
.nk-site .feature-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:16px;}
.nk-site .feature-list li{display:flex;gap:12px;font-size:15px;color:var(--ink-soft);}
.nk-site .feature-list svg{width:18px;height:18px;color:var(--pine);flex-shrink:0;margin-top:2px;}

.nk-site .partner-cats{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
.nk-site .partner-cat h4{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.07em;text-transform:uppercase;color:var(--brass);margin-bottom:14px;font-weight:700;}
.nk-site .partner-cat ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
.nk-site .partner-cat li{border:1px solid var(--line);border-radius:var(--radius);padding:12px 14px;font-weight:700;font-size:14px;background:var(--paper-card);}

.nk-site .disclosure{background:var(--pine-deep);color:#DCF1F4;border-radius:var(--radius-lg);padding:clamp(28px,4vw,44px);display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:start;}
.nk-site .disclosure .seal{width:56px;height:56px;border-radius:50%;border:2px solid var(--brass-strong);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--brass-strong);}
.nk-site .disclosure h3{color:#EAF6F8;font-size:21px;margin-bottom:10px;}
.nk-site .disclosure p{color:#BFE0E6;font-size:15px;max-width:68ch;}
.nk-site .disclosure p + p{margin-top:10px;}

.nk-site .news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.nk-site .news-card{display:block;text-decoration:none;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:var(--paper-card);box-shadow:var(--shadow);cursor:pointer;transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;}
.nk-site .news-card:hover,.nk-site .news-card:focus-visible{transform:translateY(-4px);border-color:var(--line-strong);box-shadow:0 16px 34px -18px rgba(1,61,40,.42);}
.nk-site .news-thumb{height:160px;background:linear-gradient(135deg,var(--pine) 0%,var(--pine-deep) 100%);position:relative;overflow:hidden;}
.nk-site .news-thumb::after{content:"";position:absolute;inset:0;background-image:repeating-linear-gradient(90deg, rgba(255,255,255,.07) 0 1px, transparent 1px 26px);}
.nk-site .news-thumb img{width:100%;height:100%;object-fit:cover;display:block;position:relative;z-index:1;}
.nk-site .news-thumb.has-img::after{display:none;}
.nk-site .news-body{padding:20px;}
.nk-site .news-date{font-family:var(--font-mono);font-size:11px;color:var(--brass);letter-spacing:.05em;margin-bottom:8px;}
.nk-site .news-body h3{font-size:16.5px;line-height:1.3;margin-bottom:8px;}
.nk-site .news-body p{font-size:13.8px;color:var(--ink-soft);}
.nk-site .news-read-more{display:inline-flex;align-items:center;gap:7px;margin-top:16px;color:var(--pine);font-weight:700;font-size:13.5px;}
.nk-site .news-read-more::after{content:"→";transition:transform .18s ease;}
.nk-site .news-card:hover .news-read-more::after{transform:translateX(4px);}
.nk-site .article-hero-img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius-lg);box-shadow:var(--shadow);margin-bottom:28px;display:block;}

/* ---------- article page: photo hero banner (replaces the plain title bar) ---------- */
.nk-site .page-header.article-hero-banner{position:relative;overflow:hidden;width:100%;padding:0;aspect-ratio:1672/941;min-height:320px;max-height:520px;}
.nk-site .article-hero-media{position:absolute;inset:0;}
.nk-site .article-hero-media img{width:100%;height:100%;object-fit:cover;display:block;}
.nk-site .article-hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg, rgba(1,20,13,.7) 0%, rgba(1,20,13,.25) 40%, rgba(1,20,13,.72) 100%);}
.nk-site .page-header.article-hero-banner .container{position:relative;z-index:1;height:100%;display:flex;flex-direction:column;justify-content:flex-end;padding-bottom:clamp(28px,4vw,48px);}
.nk-site .page-header.article-hero-banner .breadcrumb,.nk-site .page-header.article-hero-banner .breadcrumb a{color:#BFE0E6;text-shadow:0 1px 8px rgba(0,0,0,.4);}
.nk-site .page-header.article-hero-banner h1{color:#fff;text-shadow:0 2px 16px rgba(0,0,0,.4);}
.nk-site .page-header.article-hero-banner .hero-sub{color:#D6E5D8;text-shadow:0 1px 8px rgba(0,0,0,.3);}
@media (max-width:700px){
  .nk-site .page-header.article-hero-banner{height:clamp(280px,80vw,380px);min-height:280px;}
}

/* ---------- news index: featured hero slider (styled like the FAQ hero) + latest grid + list rows ---------- */
.nk-site .news-featured{background:#CFEFDA;padding-block:0;}
.nk-site .news-slider-breadcrumb{position:absolute;top:0;left:0;right:0;z-index:2;display:flex;justify-content:center;gap:8px;padding-top:clamp(20px,3.5vw,32px);color:#BFE0E6;font-family:var(--font-mono);font-size:12px;text-shadow:0 1px 8px rgba(0,0,0,.4);}
.nk-site .news-slider-breadcrumb a{color:#BFE0E6;text-decoration:none;}
.nk-site .news-slider-breadcrumb a:hover{text-decoration:underline;}
.nk-site .news-slider-breadcrumb .sep{opacity:.6;}
.nk-site .news-slider{position:relative;overflow:hidden;width:100%;aspect-ratio:1672/941;min-height:420px;max-height:900px;}
.nk-site .news-slide{position:absolute;inset:0;opacity:0;pointer-events:none;transition:opacity .6s ease;}
.nk-site .news-slide.is-active{opacity:1;pointer-events:auto;}
.nk-site .news-hero-media{position:absolute;inset:0;}
.nk-site .news-hero-media img{width:100%;height:100%;object-fit:cover;object-position:center;transform:scale(1.15);transform-origin:center;display:block;}
.nk-site .news-hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg, rgba(1,20,13,.6) 0%, rgba(1,20,13,.28) 45%, rgba(1,20,13,.62) 100%);}
.nk-site .news-hero-content{position:absolute;top:0;left:0;right:0;z-index:1;display:flex;flex-direction:column;align-items:center;text-align:center;padding-top:clamp(56px,6vw,64px);}
.nk-site .news-hero-tag{display:inline-block;font-family:var(--font-mono);font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:#8FE3C0;font-weight:700;margin-bottom:14px;}
.nk-site .news-hero-content h2{margin:0;color:#fff;font-size:clamp(24px,3.6vw,42px);font-weight:800;letter-spacing:-.01em;line-height:1.18;}
.nk-site .news-hero-content h2 a{color:#fff;text-decoration:none;}
.nk-site .news-hero-content h2 a:hover{text-decoration:underline;text-decoration-color:var(--brass);}
.nk-site .news-hero-content p{margin:14px 0 0;color:#D6E5D8;font-size:15.5px;max-width:60ch;}
.nk-site .news-slider-arrow{position:absolute;bottom:24px;top:auto;z-index:2;width:46px;height:46px;border-radius:50%;background:rgba(0,0,0,.55);border:1px solid rgba(255,255,255,.3);color:#fff;display:flex;align-items:center;justify-content:center;cursor:pointer;transition:background .2s ease;appearance:none;padding:0;}
.nk-site .news-slider-arrow:hover{background:rgba(0,0,0,.78);}
.nk-site .news-slider-arrow svg{width:20px;height:20px;pointer-events:none;}
.nk-site .news-slider-prev{left:24px;}
.nk-site .news-slider-next{left:82px;}
.nk-site .news-slider-dots{display:none;}
@media (max-width:700px){
  .nk-site .news-slider{height:clamp(360px,90vw,480px);min-height:360px;}
  .nk-site .news-hero-content{padding:56px 24px 76px;}
  .nk-site .news-slider-arrow{width:38px;height:38px;bottom:16px;}
  .nk-site .news-slider-arrow svg{width:16px;height:16px;}
  .nk-site .news-slider-prev{left:16px;}
  .nk-site .news-slider-next{left:66px;}
}

.nk-site .news-latest{background:#CFEFDA;padding-block:clamp(40px,6vw,64px);position:relative;z-index:2;margin-top:-380px;border-radius:56px 56px 0 0;}
@media (max-width:600px){
  .nk-site .news-latest{margin-top:-150px;border-radius:32px 32px 0 0;}
}
.nk-site .news-section-title{color:#000;font-size:clamp(24px,3vw,34px);font-weight:800;text-transform:uppercase;letter-spacing:-.01em;border-left:4px solid var(--brass);padding-left:16px;margin-bottom:32px;}
.nk-site .news-latest-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.nk-site .news-latest-card{display:block;text-decoration:none;}
.nk-site .news-latest-card img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:12px;display:block;margin-bottom:14px;}
.nk-site .news-latest-meta{font-family:var(--font-mono);font-size:11.5px;color:rgba(0,0,0,.65);letter-spacing:.04em;margin-bottom:8px;}
.nk-site .news-latest-card h3{color:#000;font-size:17px;line-height:1.35;font-weight:700;margin-bottom:8px;}
.nk-site .news-latest-card p{color:rgba(0,0,0,.65);font-size:13.5px;line-height:1.5;margin:0;}
.nk-site .news-latest-card:hover h3{text-decoration:underline;text-decoration-color:var(--brass);}

.nk-site .news-list-section{background:#CFEFDA;padding-block:clamp(40px,6vw,64px);}
.nk-site .news-list{display:flex;flex-direction:column;}
.nk-site .news-list-item{display:flex;align-items:center;justify-content:space-between;gap:32px;padding-block:28px;border-bottom:1px solid rgba(0,0,0,.16);text-decoration:none;}
.nk-site .news-list-item:last-child{border-bottom:0;}
.nk-site .news-list-meta{font-family:var(--font-mono);font-size:11.5px;color:rgba(0,0,0,.65);letter-spacing:.04em;margin-bottom:8px;}
.nk-site .news-list-item h3{font-size:19px;color:#000;font-weight:700;max-width:56ch;line-height:1.35;}
.nk-site .news-list-item:hover h3{text-decoration:underline;text-decoration-color:var(--brass);}
.nk-site .news-list-thumb{flex-shrink:0;width:180px;height:112px;border-radius:10px;overflow:hidden;}
.nk-site .news-list-thumb img{width:100%;height:100%;object-fit:cover;display:block;}
@media (max-width:900px){
  .nk-site .news-latest-grid{grid-template-columns:1fr;}
}
@media (max-width:700px){
  .nk-site .news-hero{aspect-ratio:4/5;max-height:none;}
  .nk-site .news-list-item{gap:16px;}
  .nk-site .news-list-thumb{width:96px;height:72px;}
  .nk-site .news-list-item h3{font-size:16px;}
}

.nk-site footer.site{--footer-dark:#FFFFFF;--footer-pink:#CFEFDA;--footer-cream:#FFFFFF;--footer-blue:#026642;background:var(--footer-dark);color:var(--ink);padding-top:clamp(52px,7vw,84px);overflow:hidden;}
.nk-site .footer-lower{display:flex;flex-direction:column;width:100%;text-align:left;}
.nk-site .footer-brand-row{display:flex;align-items:center;width:100%;padding-bottom:34px;border-bottom:1px solid var(--line);}
.nk-site .footer-logo{display:inline-block;text-decoration:none;}
.nk-site .footer-logo .brand-word{color:var(--ink);font-size:27px;}
.nk-site .footer-logo .brand-word em{color:var(--pine);}
.nk-site .footer-nav{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(28px,4vw,64px);width:100%;padding-block:42px 46px;}
.nk-site .footer-nav-group{min-width:0;padding-block:0;}
.nk-site .footer-nav-group h3{margin:0 0 18px;color:var(--pine);font-family:var(--font-body);font-size:14px;font-weight:900;line-height:1.3;letter-spacing:.06em;text-transform:uppercase;}
.nk-site .footer-nav-group ul{display:flex;flex-direction:column;gap:12px;list-style:none;margin:0;padding:0;}
.nk-site footer a{text-decoration:none;transition:color .18s ease;}
.nk-site .footer-nav-group a{font-size:15px;font-weight:700;color:#000;line-height:1.4;}
.nk-site .footer-nav-group a:hover{color:var(--pine);}
.nk-site .footer-legal{display:grid;grid-template-columns:minmax(180px,.55fr) minmax(0,2.45fr);gap:clamp(28px,5vw,72px);width:100%;padding-top:26px;border-top:1px solid var(--line);}
.nk-site .footer-copyright,.nk-site .footer-disclaimer{margin:0;color:var(--ink-soft);font-size:12px;line-height:1.65;}
.nk-site .footer-copyright{font-weight:700;color:#000;}
.nk-site .footer-showcase{position:relative;isolation:isolate;min-height:340px;margin-top:100px;padding:72px 0 48px;background:var(--footer-pink);color:#12372E;}
.nk-site .footer-wave{position:absolute;z-index:0;left:0;top:-100px;width:100%;max-width:none;height:102px;color:var(--footer-pink);display:block;}
.nk-site .footer-wave path{fill:currentColor;}
.nk-site .footer-showcase-inner{display:flex;align-items:center;justify-content:space-between;gap:clamp(32px,7vw,100px);min-height:200px;}
.nk-site .footer-showcase-copy{max-width:660px;position:relative;z-index:2;}
.nk-site .footer-showcase-eyebrow{font-family:var(--font-mono);font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#72516A;margin-bottom:12px;}
.nk-site .footer-showcase-copy h2{font-size:clamp(30px,4.1vw,52px);line-height:1.02;letter-spacing:-.035em;color:#102E28;max-width:15ch;}
.nk-site .footer-showcase-copy > p:not(.footer-showcase-eyebrow){font-size:15px;line-height:1.6;color:#3D504B;max-width:55ch;margin-top:17px;}
.nk-site .footer-showcase-cta{display:inline-flex;align-items:center;gap:14px;margin-top:24px;padding:13px 20px;border:2px solid #102E28;border-radius:999px;background:var(--footer-cream);color:#102E28;font-size:14px;font-weight:800;box-shadow:4px 4px 0 #102E28;transition:transform .18s ease,box-shadow .18s ease!important;}
.nk-site .footer-showcase-cta:hover{color:#102E28;transform:translate(2px,2px);box-shadow:2px 2px 0 #102E28;}
.nk-site .footer-showcase-cta-arrow{display:inline-flex;align-items:center;}
.nk-site .footer-showcase-cta-arrow svg{width:18px;height:18px;}
.nk-site .footer-mascot{position:relative;flex:0 0 clamp(190px,23vw,280px);width:clamp(190px,23vw,280px);transform:rotate(4deg);}
.nk-site .footer-mascot svg{position:relative;z-index:2;width:100%;overflow:visible;filter:drop-shadow(8px 11px 0 rgba(7,95,228,.16));}
.nk-site .footer-mascot circle{fill:var(--footer-cream);stroke:var(--footer-blue);stroke-width:7;}
.nk-site .footer-mascot-eye,.nk-site .footer-mascot-smile{fill:none;stroke:var(--footer-blue);stroke-width:10;stroke-linecap:round;stroke-linejoin:round;}
@media (max-width:900px){
  .nk-site .footer-nav{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:40px;}
  .nk-site .footer-legal{grid-template-columns:1fr;gap:10px;}
}
@media (max-width:680px){
  .nk-site .footer-brand-row{padding-bottom:26px;}
  .nk-site .footer-nav{grid-template-columns:1fr;gap:34px;padding-block:34px 38px;}
  .nk-site .footer-nav-group h3{margin-bottom:14px;}
  .nk-site .footer-showcase{margin-top:78px;padding:64px 0 42px;}
  .nk-site .footer-wave{left:-40%;top:-78px;width:180%;height:80px;}
  .nk-site .footer-showcase-inner{flex-direction:column;align-items:flex-start;}
  .nk-site .footer-showcase-copy h2{font-size:34px;max-width:13ch;}
  .nk-site .footer-mascot{align-self:flex-end;width:190px;flex-basis:190px;margin-top:-28px;margin-right:0;}
}

.nk-site .cookie-bar{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:640px;margin:0 auto;background:var(--paper-card);border:1px solid var(--line-strong);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:18px 20px;display:flex;gap:16px;align-items:center;flex-wrap:wrap;}
.nk-site .cookie-bar[hidden]{display:none;}
.nk-site .cookie-bar p{font-size:13px;color:var(--ink-soft);flex:1;min-width:220px;}
.nk-site .cookie-actions{display:flex;gap:10px;}
.nk-site .cookie-actions .btn{padding:8px 16px;font-size:13px;}

.nk-site .sticky-cta{position:fixed;left:16px;right:16px;bottom:16px;z-index:55;max-width:1180px;margin:0 auto;background:#CFEFDA;border:1px solid #013D28;border-radius:var(--radius-lg);box-shadow:var(--shadow);transform:translateY(calc(100% + 24px));opacity:0;transition:transform .6s cubic-bezier(.22,1,.36,1),opacity .5s ease;}
.nk-site .sticky-cta.is-visible{transform:translateY(0);opacity:1;}
.nk-site .sticky-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:22px 22px 22px 34px;}
.nk-site .sticky-cta-copy{font-weight:800;font-size:22px;color:var(--pine-deep);margin:0;}
.nk-site .sticky-cta .btn{flex:0 0 auto;background:var(--pine-deep);color:#fff;border-radius:999px;padding:20px 42px;font-size:18px;}
.nk-site .sticky-cta .btn:hover{background:#011f16;}
body.has-sticky-cta .nk-site .cookie-bar{bottom:112px;}

@media (max-width:920px){
  body.menu-open{overflow:hidden;}
  .nk-site header.site{position:fixed;}
  main#main-content{padding-top:67px;}
  .nk-site header.site .container{padding-inline:16px 12px;}
  .nk-site .nav-row{gap:8px;padding-block:10px;justify-content:space-between;}
  .nk-site header.site .brand{position:relative;z-index:52;}
  .nk-site nav.primary{
    display:flex;
    position:fixed;
    inset:0;
    z-index:50;
    width:100vw;
    height:100vh;
    height:100dvh;
    flex-direction:column;
    gap:0;
    margin:0;
    padding:max(94px,calc(env(safe-area-inset-top) + 84px)) 20px max(24px,env(safe-area-inset-bottom));
    background:#CFEFDA;
    border:0;
    overflow-y:auto;
    overscroll-behavior:contain;
    visibility:hidden;
    pointer-events:none;
    transform:translateY(-100%);
    transition:transform .68s cubic-bezier(.76,0,.24,1),visibility 0s linear .68s;
  }
  .nk-site nav.primary.is-open{
    visibility:visible;
    pointer-events:auto;
    transform:translateY(0);
    transition:transform .68s cubic-bezier(.76,0,.24,1),visibility 0s linear 0s;
  }
  .nk-site nav.primary > a{
    display:flex;
    align-items:center;
    justify-content:space-between;
    width:100%;
    min-height:68px;
    padding:15px 2px;
    border-bottom:1px solid rgba(1,61,40,.24);
    color:#013D28;
    font-family:var(--font-display);
    font-size:clamp(30px,8.5vw,42px);
    font-weight:780;
    line-height:1.04;
    letter-spacing:-.045em;
    opacity:0;
    transform:translateY(26px);
    transition:opacity .42s ease,transform .54s cubic-bezier(.22,1,.36,1),color .2s ease,background .2s ease;
  }
  .nk-site nav.primary > a::after{content:"→";flex:0 0 auto;margin-left:18px;font-size:.62em;font-weight:500;letter-spacing:0;opacity:.48;transform:translateX(-8px);transition:transform .3s ease,opacity .3s ease;}
  .nk-site nav.primary > a:hover::after,.nk-site nav.primary > a:focus-visible::after{opacity:1;transform:translateX(0);}
  .nk-site nav.primary.is-open > a,.nk-site nav.primary.is-open > .lang-toggle{opacity:1;transform:translateY(0);}
  .nk-site nav.primary.is-open > a:nth-of-type(1){transition-delay:.16s;}
  .nk-site nav.primary.is-open > a:nth-of-type(2){transition-delay:.22s;}
  .nk-site nav.primary.is-open > a:nth-of-type(3){transition-delay:.28s;}
  .nk-site nav.primary.is-open > a:nth-of-type(4){transition-delay:.34s;}
  .nk-site nav.primary > a:nth-of-type(4){min-height:72px;margin-top:12px;padding:17px 18px;border:0;border-radius:12px;background:#013D28;color:#fff!important;}
  .nk-site nav.primary > a:nth-of-type(4)::after{opacity:.72;}
  .nk-site .nav-actions{position:relative;z-index:52;}
  .nk-site .menu-toggle{display:flex;flex:0 0 46px;margin-left:auto;position:relative;z-index:53;transition:background .35s ease,border-color .35s ease,box-shadow .35s ease;}
  .nk-site .menu-toggle[aria-expanded="true"]{background:rgba(255,255,255,.52);border-color:transparent;box-shadow:none;}
  .nk-site .menu-toggle span,.nk-site .menu-toggle span::before,.nk-site .menu-toggle span::after{transition:transform .42s cubic-bezier(.22,1,.36,1),top .42s cubic-bezier(.22,1,.36,1),opacity .25s ease;}
  .nk-site nav.primary > .lang-toggle{width:100%;margin-top:auto;padding:20px 2px 0;align-items:flex-end;justify-content:space-between;border-top:1px solid rgba(1,61,40,.24);opacity:0;transform:translateY(20px);transition:opacity .42s ease,transform .54s cubic-bezier(.22,1,.36,1);}
  .nk-site nav.primary.is-open > .lang-toggle{transition-delay:.42s;}
  .nk-site nav.primary > .lang-toggle .lang-toggle-trigger{color:#315c4b;font-size:13px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;padding:8px 0;}
  .nk-site nav.primary > .lang-toggle .lang-toggle-menu{position:static;display:block;margin:0;padding:0;background:transparent;border:0;border-radius:0;box-shadow:none;opacity:1;visibility:visible;pointer-events:auto;transform:none;transition:none;}
  .nk-site nav.primary > .lang-toggle .lang-toggle-menu a,.nk-site nav.primary > .lang-toggle .lang-toggle-menu a:hover{padding:8px 0;border:0;background:transparent;color:#013D28;font-size:16px;font-weight:800;}
  .nk-site .hero .container{grid-template-columns:1fr;}
  .nk-site .hero-loans-copy{grid-column:auto;}
  .nk-site .hero-loans-media{min-height:0;aspect-ratio:4/5;}
  .nk-site .steps{grid-template-columns:1fr;}
  .nk-site .compare-grid{grid-template-columns:1fr;}
  .nk-site .transfer-wrap{grid-template-columns:1fr;}
  .nk-site .partner-cats{grid-template-columns:1fr 1fr;}
  .nk-site .news-grid{grid-template-columns:1fr;}
  .nk-site .disclosure{grid-template-columns:1fr;}
}
@media (max-width:920px) and (prefers-reduced-motion:reduce){
  .nk-site nav.primary,.nk-site nav.primary > a,.nk-site nav.primary > .lang-toggle,.nk-site .menu-toggle span,.nk-site .menu-toggle span::before,.nk-site .menu-toggle span::after{transition-duration:.001ms!important;transition-delay:0s!important;}
}
@media (max-width:520px){
  .nk-site .utility-copy{display:block;font-size:11px;letter-spacing:0;}
  html.mk .nk-site .utility-copy.lang-en{display:none;}
  html.mk .nk-site .utility-copy.lang-mk{display:block;}
  .nk-site .utility-list{display:none;}
  .nk-site header.site .brand-word{font-size:20px;}
  .nk-site .nav-actions{gap:9px;}
  .nk-site .lang-toggle-trigger{font-size:18px;}
  .nk-site .search-bar{padding-left:14px;}
  .nk-site .cookie-bar{left:10px;right:10px;bottom:10px;padding:15px;}
  .nk-site .cookie-actions{width:100%;}
  .nk-site .cookie-actions .btn{flex:1;}
  .nk-site .sticky-cta{left:0;right:0;bottom:0;max-width:none;margin:0;border-radius:0;border-left:0;border-right:0;border-bottom:0;}
  .nk-site .sticky-cta-inner{flex-direction:row;align-items:center;gap:12px;padding:14px 14px 14px 18px;text-align:left;}
  .nk-site .sticky-cta-copy{font-size:15px;}
  .nk-site .sticky-cta .btn{flex:0 0 auto;width:auto;padding:13px 16px;font-size:14px;white-space:nowrap;}
  body.has-sticky-cta .nk-site .cookie-bar{bottom:96px;}
  .nk-site .teaser-section .section-head h2{font-size:15px;letter-spacing:-.01em;-webkit-text-stroke:.5px currentColor;}
  .nk-site .partner-cats{grid-template-columns:1fr;}
  .nk-site .hero-trust{gap:14px;}
}

/* ---------- breadcrumb + compact internal page header ---------- */
.nk-site .breadcrumb{display:flex;gap:8px;align-items:center;font-family:var(--font-mono);font-size:12px;color:var(--ink-soft);margin-bottom:16px;flex-wrap:wrap;}
.nk-site .breadcrumb a{text-decoration:none;color:var(--ink-soft);}
.nk-site .breadcrumb a:hover{color:var(--pine);text-decoration:underline;}
.nk-site .breadcrumb .sep{opacity:.5;}
.nk-site .page-header{background:var(--paper);border-bottom:1px solid var(--line);padding-block:clamp(36px,5vw,56px);}
.nk-site .page-header h1{font-size:clamp(28px,3.6vw,42px);letter-spacing:-.01em;}
.nk-site .page-header .hero-sub{margin-top:14px;}
.nk-site .page-header.on-dark{background:var(--pine-deep);border-bottom:0;}
.nk-site .page-header.on-dark h1{color:#EAF6F8;}
.nk-site .page-header.on-dark .hero-sub{color:#BFE0E6;}
.nk-site .page-header.on-dark .breadcrumb,.nk-site .page-header.on-dark .breadcrumb a{color:#8FC0C9;}

/* ---------- how-it-works hero: floating phone+card visual, reference-matched ---------- */
.nk-site .hiw-hero{position:relative;overflow:hidden;width:100%;aspect-ratio:1672/941;min-height:420px;max-height:900px;padding-block:0;text-align:center;}
.nk-site .hiw-hero-bg{position:absolute;inset:0;z-index:0;overflow:hidden;}
.nk-site .hiw-hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center top;}
.nk-site .hiw-hero .container{position:relative;z-index:1;height:100%;}
.nk-site .hiw-hero-content{position:absolute;top:0;left:0;right:0;z-index:1;padding-top:clamp(32px,6vw,64px);display:flex;flex-direction:column;align-items:center;text-align:center;}
.nk-site .hiw-hero-visual{position:absolute;left:50%;bottom:clamp(16px,3vw,36px);transform:translateX(-50%);width:min(64%,620px);aspect-ratio:620/600;}
.nk-site .hiw-hero-phone{position:absolute;left:50%;top:50%;width:54%;z-index:2;transform:translate(-50%,-50%) translateX(-24%) translateY(28px);}
.nk-site .hiw-hero-card{position:absolute;left:50%;top:50%;width:46%;z-index:1;transform:translate(-50%,-50%) translateX(42%) rotate(3deg);}
.nk-site .hiw-hero-phone img,.nk-site .hiw-hero-card img{width:100%;display:block;filter:drop-shadow(0 26px 34px rgba(1,61,40,.28));}
.nk-site .hiw-hero .breadcrumb{justify-content:center;display:flex;}
.nk-site .hiw-hero h1{max-width:none;white-space:nowrap;margin-inline:auto;}
.nk-site .hiw-final-cta{display:flex;margin:28px auto 0;width:fit-content;}
@media (max-width:600px){.nk-site .hiw-hero h1{white-space:normal;font-size:clamp(20px,5vw,28px);}}
.nk-site .hiw-hero .hero-sub{max-width:60ch;margin-inline:auto;}
@media (max-width:1600px){.nk-site .hiw-hero{height:clamp(420px,110vw,900px);min-height:420px;}}

/* ---------- scroll-reveal (GSAP ScrollTrigger driven, see najdikredit.js; falls
   back to a plain .is-revealed class toggle if GSAP fails to load) ---------- */
.nk-site [data-reveal]{opacity:0;transform:translateY(22px);transition:opacity .6s cubic-bezier(.2,.7,.2,1),transform .6s cubic-bezier(.2,.7,.2,1);}
.nk-site [data-reveal].is-revealed{opacity:1;transform:translateY(0);}
@media (prefers-reduced-motion:reduce){.nk-site [data-reveal],.nk-site .flow-row-icon,.nk-site .flow-row-label,.nk-site .flow-row-pct,.nk-site .flow-row-line{opacity:1!important;transform:none!important;}}
/* blur-in text reveal (reference's "lines-slide-up" effect) for the why-section headline */
.nk-site [data-reveal="blur"]{opacity:0;filter:blur(10px);transform:translateY(16px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),filter .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1);}
.nk-site [data-reveal="blur"].is-revealed{opacity:1;filter:blur(0);transform:translateY(0);}
@media (prefers-reduced-motion:reduce){.nk-site [data-reveal="blur"]{opacity:1!important;filter:none!important;transform:none!important;}}
.nk-site .value-grid-row [data-reveal]:nth-child(2){transition-delay:.1s;}
.nk-site .value-grid-row [data-reveal]:nth-child(3){transition-delay:.2s;}
.nk-site .match-flow-text [data-reveal]:nth-child(2){transition-delay:.12s;}
.nk-site .match-flow-text [data-reveal]:nth-child(3){transition-delay:.24s;}
.nk-site .flow-row-icon img{width:22px;height:22px;object-fit:contain;}

/* ---------- long-form document / editorial prose ---------- */
.nk-site .doc{display:grid;grid-template-columns:minmax(0,72ch) auto;gap:48px;align-items:start;}
.nk-site .doc-body{max-width:72ch;}
.nk-site .doc-body h2{font-size:22px;margin-top:38px;margin-bottom:12px;}
.nk-site .doc-body h2:first-child{margin-top:0;}
.nk-site .doc-body h3{font-size:17px;margin-top:24px;margin-bottom:10px;font-family:var(--font-body);}
.nk-site .doc-body p{color:var(--ink-soft);font-size:15.5px;margin-bottom:14px;}
.nk-site .doc-body p:last-child{margin-bottom:0;}
.nk-site .doc-body ul,.nk-site .doc-body ol{color:var(--ink-soft);font-size:15.5px;margin:0 0 14px;padding-left:22px;display:flex;flex-direction:column;gap:6px;}
.nk-site .doc-body strong{color:var(--ink);}
.nk-site .doc-body a:not(.btn){color:var(--pine);text-decoration:underline;text-decoration-color:var(--line-strong);text-underline-offset:2px;}
.nk-site .doc-meta{font-family:var(--font-mono);font-size:12px;color:var(--ink-soft);margin-bottom:28px;padding-bottom:20px;border-bottom:1px solid var(--line);}
.nk-site .doc-toc{position:sticky;top:96px;width:220px;border-left:1px solid var(--line);padding-left:20px;display:flex;flex-direction:column;gap:10px;}
.nk-site .doc-toc span{font-family:var(--font-mono);font-size:11px;letter-spacing:.07em;text-transform:uppercase;color:var(--brass);font-weight:700;}
.nk-site .doc-toc a{font-size:13.5px;text-decoration:none;color:var(--ink-soft);}
.nk-site .doc-toc a:hover{color:var(--pine);}
@media (max-width:920px){
  .nk-site .doc{grid-template-columns:1fr;}
  .nk-site .doc-toc{display:none;}
}

/* ---------- FAQ accordion (native <details>) ---------- */
.nk-site .faq-list{display:flex;flex-direction:column;gap:12px;max-width:820px;}
.nk-site .faq-item{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-card);overflow:hidden;transition:border-color .2s ease,box-shadow .2s ease;}
.nk-site .faq-item:hover,.nk-site .faq-item[open]{border-color:var(--line-strong);box-shadow:0 10px 24px -20px rgba(1,61,40,.55);}
.nk-site .faq-item summary{list-style:none;cursor:pointer;padding:18px 22px;display:flex;justify-content:space-between;align-items:center;gap:16px;font-weight:700;font-size:15.5px;}
.nk-site .faq-item summary::-webkit-details-marker{display:none;}
.nk-site .faq-item summary::after{content:"+";font-family:var(--font-mono);font-size:20px;color:var(--brass);flex-shrink:0;transition:transform .25s ease;}
.nk-site .faq-item[open] summary::after{transform:rotate(45deg);}
.nk-site .faq-item .faq-a{padding:0 22px 20px;color:var(--ink-soft);font-size:14.5px;max-width:68ch;}

/* ---------- FAQ page: dark centered panel (Shopify-style) ---------- */
.nk-site .page-header.faq-hero{
  position:relative;
  overflow:hidden;
  width:100%;
  aspect-ratio:1672/941;
  min-height:420px;
  max-height:900px;
  padding-block:0;
}
.nk-site .faq-hero-media{position:absolute;inset:0;z-index:0;}
.nk-site .faq-hero-media img{width:100%;height:100%;object-fit:cover;object-position:62% 42%;transform:scale(1.25);transform-origin:62% 42%;display:block;}
.nk-site .faq-hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg, rgba(0,0,0,.72) 0%, rgba(0,0,0,.45) 32%, rgba(0,0,0,.18) 55%, rgba(0,0,0,.32) 100%);}
.nk-site .faq-hero-content{position:absolute;top:0;left:0;right:0;z-index:1;padding-top:clamp(32px,6vw,64px);display:flex;flex-direction:column;align-items:center;text-align:center;}
.nk-site .faq-hero-content h1{font-size:clamp(32px,4.4vw,54px);font-weight:800;text-shadow:0 2px 16px rgba(0,0,0,.35);}
.nk-site .faq-hero-content .breadcrumb{justify-content:center;text-shadow:0 1px 8px rgba(0,0,0,.3);}
@media (max-width:760px){
  .nk-site .page-header.faq-hero{height:clamp(360px,90vw,480px);min-height:360px;}
}
.nk-site .faq-page-panel{background:#CFEFDA;padding-block:clamp(40px,6vw,72px);width:100%;margin-top:-380px;position:relative;z-index:2;border-radius:56px 56px 0 0;}
@media (max-width:600px){
  .nk-site .faq-page-panel{margin-top:-150px;border-radius:32px 32px 0 0;}
}
.nk-site .faq-page-panel .section-head{max-width:820px;margin-inline:auto;margin-bottom:20px;}
.nk-site .faq-page-panel .section-head h2{color:#000;font-size:clamp(21px,2.4vw,26px);}
.nk-site .faq-page-panel .faq-list{max-width:820px;margin-inline:auto;gap:0;}
.nk-site .faq-page-panel .faq-item{background:transparent;border:0;border-bottom:1px solid rgba(0,0,0,.16);border-radius:0;box-shadow:none!important;}
.nk-site .faq-page-panel .faq-item:hover,
.nk-site .faq-page-panel .faq-item[open]{border-color:rgba(0,0,0,.34);}
.nk-site .faq-page-panel .faq-item summary{padding:28px 4px;color:#000;font-size:clamp(20px,2.4vw,28px);font-weight:700;}
.nk-site .faq-page-panel .faq-item summary::after{
  content:"+";display:flex;align-items:center;justify-content:center;
  width:52px;height:52px;flex-shrink:0;border-radius:50%;background:#000;color:#fff;
  font-size:28px;font-weight:400;
}
.nk-site .faq-page-panel .faq-item .faq-a{padding:0 42px 22px 4px;color:rgba(0,0,0,.65);}
.nk-site .faq-page-panel .faq-a a{color:#000;}
.nk-site .faq-page-footnote{margin-top:32px;color:rgba(0,0,0,.65);font-size:14px;}
.nk-site .faq-page-footnote a{color:#000;}

/* ---------- homepage FAQ: support card + accordion ---------- */
.nk-site .expert-quote{padding-block:clamp(48px,6vw,72px);background:#FCEFD9;border-bottom:1px solid var(--line);}
.nk-site .expert-quote-inner{display:flex;gap:32px;align-items:center;max-width:1100px;margin-inline:auto;}
.nk-site .expert-quote-avatar{flex-shrink:0;width:160px;height:160px;border-radius:50%;display:flex;align-items:center;justify-content:center;}
.nk-site .expert-quote-avatar img{width:100%;height:100%;border-radius:50%;object-fit:cover;display:block;}
.nk-site .expert-quote-copy h3{font-size:clamp(22px,3vw,30px);font-weight:800;text-transform:uppercase;letter-spacing:-.02em;color:#013D28;-webkit-text-stroke:.7px currentColor;margin:0 0 14px;}
.nk-site .expert-quote-copy blockquote{margin:0;position:relative;padding-left:52px;}
.nk-site .expert-quote-copy blockquote::before{content:"\201C";position:absolute;left:0;top:-22px;font-size:88px;font-weight:800;color:#013D28;line-height:1;font-family:var(--font-display);}
.nk-site .expert-quote-copy blockquote p{font-size:19px;line-height:1.5;color:#013D28;font-weight:600;margin:0;}
.nk-site .expert-quote-copy cite{display:block;margin-top:16px;font-style:normal;font-size:14.5px;color:#013D28;}
.nk-site .expert-quote-copy cite a{color:#013D28;font-weight:800;text-decoration:underline;text-decoration-color:#013D28;text-underline-offset:2px;}
@media (max-width:600px){
  .nk-site .expert-quote-inner{flex-direction:column;align-items:center;text-align:center;}
  .nk-site .expert-quote-copy blockquote{padding-left:0;padding-top:46px;}
  .nk-site .expert-quote-copy blockquote::before{left:50%;top:0;transform:translateX(-50%);}
}

.nk-site .faq-section{position:relative;overflow:hidden;background:#CFEFDA;isolation:isolate;padding-block:clamp(56px,7vw,88px);}
.nk-site .faq-section h2{font-size:clamp(26px,3.6vw,40px);font-weight:800;text-transform:uppercase;letter-spacing:-.025em;color:#013D28;-webkit-text-stroke:.9px currentColor;}
.nk-site .faq-section .faq-title{text-align:center;}
.nk-site .faq-section .container{position:relative;z-index:1;}
.nk-site .faq-columns{display:block;margin-top:40px;}
.nk-site .faq-list-wrap{max-width:760px;margin:0 auto;}
.nk-site .faq-list-wrap .faq-list{max-width:none;}
.nk-site .faq-list-wrap .faq-item{background:transparent;border:0;border-bottom:1px solid rgba(0,0,0,.18);border-radius:0;box-shadow:none!important;}
.nk-site .faq-list-wrap .faq-item:hover,.nk-site .faq-list-wrap .faq-item[open]{border-color:rgba(0,0,0,.36);}
.nk-site .faq-list-wrap .faq-item summary{padding:18px 0;color:#000;font-size:18px;font-weight:700;}
.nk-site .faq-list-wrap .faq-item summary::after{content:"+";display:flex;align-items:center;justify-content:center;width:36px;height:36px;flex-shrink:0;border-radius:50%;background:#000;color:#fff;font-size:22px;font-weight:400;}
.nk-site .faq-list-wrap .faq-item .faq-a{padding:0 50px 18px 0;color:rgba(0,0,0,.68);font-size:14.5px;}
.nk-site .faq-list-wrap .btn{margin-top:20px;}

/* ---------- team / staff cards ---------- */
.nk-site .team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.nk-site .team-card{border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;background:var(--paper-card);}
.nk-site .team-card .avatar{width:44px;height:44px;border-radius:50%;background:var(--pine);color:#EAF6F8;font-family:var(--font-display);font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.nk-site .team-card h3{font-size:16.5px;margin-bottom:2px;}
.nk-site .team-card .role{font-family:var(--font-mono);font-size:11.5px;color:var(--brass);text-transform:uppercase;letter-spacing:.05em;margin-bottom:10px;display:block;}
.nk-site .team-card p{font-size:13.5px;color:var(--ink-soft);}

/* ---------- open roles / press list ---------- */
.nk-site .list-rows{display:flex;flex-direction:column;border-top:1px solid var(--line);max-width:820px;}
.nk-site .list-row{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;border-bottom:1px solid var(--line);}
.nk-site .list-row .t{font-weight:700;font-size:15px;}
.nk-site .list-row .m{font-family:var(--font-mono);font-size:12px;color:var(--ink-soft);white-space:nowrap;}

/* ---------- sitemap ---------- */
.nk-site .sitemap-columns{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;}
.nk-site .sitemap-columns h5{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.07em;text-transform:uppercase;color:var(--brass);margin:0 0 14px;font-weight:700;}
.nk-site .sitemap-columns ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
.nk-site .sitemap-columns a{text-decoration:none;font-size:14px;color:var(--ink-soft);}
.nk-site .sitemap-columns a:hover{color:var(--pine);text-decoration:underline;}

/* ---------- compact stat / badge row (about, security) ---------- */
.nk-site .stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.nk-site .stat-card{border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;background:var(--paper-card);text-align:left;}
.nk-site .stat-card .num{font-family:var(--font-mono);font-size:30px;font-weight:700;color:var(--pine);display:block;}
.nk-site .stat-card .lbl{font-size:13px;color:var(--ink-soft);margin-top:6px;display:block;}

@media (max-width:920px){
  .nk-site .team-grid{grid-template-columns:1fr 1fr;}
  .nk-site .sitemap-columns{grid-template-columns:1fr 1fr;}
  .nk-site .stat-row{grid-template-columns:1fr;}
}
@media (max-width:560px){
  .nk-site .team-grid{grid-template-columns:1fr;}
  .nk-site .sitemap-columns{grid-template-columns:1fr;}
  .nk-site .list-row{flex-direction:column;align-items:flex-start;gap:4px;}
}